Terms of Service

🌀 Terms of Service for UpayaLokātīta Platform 🌀

📜 Terms of Service (UpayaLokātīta Platform) 📜

Welcome to UpayaLokātīta. By accessing, using, or engaging with the platform, you agree to comply with and be bound by these Terms of Service. Please read them carefully before using the platform. If you do not agree with any part of these terms, you must refrain from using the platform.

🔹 1. Definitions

• “Platform” refers to UpayaLokātīta, accessible via upayalokatita.com, as well as any related subdomains, applications, or services.

• “User” refers to any individual who accesses, registers, or engages with the platform.

• “Content” refers to text, images, videos, files, and all forms of information available on the platform.

• “Account” refers to a personal profile created by a user for accessing the platform’s services.

🔹 2. User Eligibility

1. Age Requirement: Users must be at least 16 years of age. If you are under 18, you must have parental or guardian consent to use the platform.

2. Account Registration: Users must provide accurate, complete, and up-to-date information during the registration process.

3. Account Security: You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

🔹 3. Acceptable Use

To ensure a respectful and safe environment, you agree NOT to:

1. Misuse the Platform: Upload, post, or share content that is harmful, harassing, threatening, defamatory, or inappropriate.

2. Engage in Fraudulent Activities: Impersonate another person, use fake information, or mislead users.

3. Violate Intellectual Property: Do not upload or distribute copyrighted, trademarked, or other protected materials without permission.

4. Spam or Disrupt Services: Avoid actions that harm the platform’s stability, security, or user experience (e.g., spamming, hacking, or overloading the system).

5. Circumvent Restrictions: Do not bypass any restrictions, limitations, or access controls placed on the platform.

If you violate any of these terms, UpayaLokātīta reserves the right to terminate or restrict your account without notice.

🔹 4. User Responsibilities

1. Respectful Conduct: Users must treat others respectfully and avoid harmful, abusive, or derogatory language.

2. Accurate Information: Users must ensure the information they provide is accurate and up-to-date.

3. Compliance with Laws: Users must comply with all applicable local, national, and international laws while using the platform.

🔹 5. Intellectual Property Rights

1. Platform Ownership: All content, design, logos, graphics, and features of the platform are the exclusive property of UpayaLokātīta.

2. User Content: Users retain ownership of the content they submit. However, by submitting content, you grant UpayaLokātīta a non-exclusive, royalty-free, worldwide license to use, modify, and display the content for platform operations.

3. Copyright Infringement: If you believe your intellectual property rights have been violated, please contact us with details of the alleged infringement.

🔹 6. Privacy and Data Protection

1. Data Collection: We collect and process your personal information according to our Privacy Policy.

2. User Consent: By using the platform, you consent to the collection, use, and storage of your personal data in accordance with our Privacy Policy.

3. Data Protection: We take necessary measures to protect user data, but we cannot guarantee absolute security.

To review our complete Privacy Policy, please visit the Privacy Policy page.

🔹 7. Payments and Subscriptions

1. Subscription Plans: Some features of the platform may require a paid subscription. Subscription details, pricing, and billing information are available on the subscription page.

2. Payments: Payments are made via secure third-party payment gateways. UpayaLokātīta does not store payment information.

3. Refunds: Refunds may be issued at our discretion. Refund requests must be submitted within 7 days of payment.

🔹 8. Cancellation and Termination

1. User Termination: You may close your account at any time through the account settings page.

2. Platform Termination: We reserve the right to suspend, restrict, or terminate access to any user if they violate these Terms of Service.

3. Data Retention: Upon account termination, your data may be retained as required by law or for legitimate business purposes.

🔹 9. Limitation of Liability

1. No Guarantee: The platform is provided “as is” and “as available,” with no guarantees of availability, uptime, or performance.

2. User Risks: Your use of the platform is at your own risk. We are not responsible for user-generated content or user actions.

3. No Indirect Damages: We are not liable for indirect, incidental, special, or consequential damages arising from your use of the platform.

🔹 10. Indemnification

You agree to indemnify and hold UpayaLokātīta harmless from any claims, damages, losses, or expenses (including legal fees) arising from your violation of these terms or misuse of the platform.

🔹 11. Modifications to the Platform

1. Platform Updates: UpayaLokātīta may modify, update, or discontinue platform features at any time.

2. Terms Updates: We may revise these terms from time to time. Changes will be posted, and continued use of the platform indicates acceptance of the new terms.

🔹 12. Third-Party Links and Integrations

The platform may contain links to third-party websites or integrations with third-party services. We are not responsible for the content, security, or privacy practices of third-party platforms.

🔹 13. Dispute Resolution

1. Governing Law: These Terms of Service are governed by the laws of [Your Country/Region].

2. Dispute Resolution: Any disputes will be resolved through negotiation. If no resolution is reached, disputes will be handled in the appropriate court of [Your Country/Region].

🔹 14. Contact Us

If you have any questions, concerns, or need clarification on these terms, you can contact us at:

🌐 Website: upayalokatita.com

🔹 15. Entire Agreement

These Terms of Service, along with the Privacy Policy, represent the entire agreement between UpayaLokātīta and its users.

📜 Acceptance of Terms

By using the UpayaLokātīta platform, you agree to these Terms of Service. If you do not agree, you must cease using the platform immediately.

Last Updated: 

Privacy Policy

📜 Privacy Policy for UpayaLokātīta Platform 📜

At UpayaLokātīta, your privacy is of utmost importance to us. This Privacy Policy explains how we collect, use, share, and protect your information when you use our platform, website, and related services. By using the platform, you consent to the practices outlined in this Privacy Policy.

If you do not agree with this Privacy Policy, please do not use our services.

🔹 1. Information We Collect

We collect different types of information to provide and improve our platform, ensure security, and offer a personalized experience.

📍 1.1. Information You Provide Directly

• Account Information: Name, email, username, password, and any profile information you provide.

• User-Generated Content: Any messages, comments, posts, or materials you share on forums, groups, or other parts of the platform.

• Payment Information: When you make payments, our payment processor collects payment details (credit card, billing information) — we do not store this information.

📍 1.2. Information We Collect Automatically

• Usage Data: Details about your activity on the platform, such as pages visited, time spent, and clicks.

• Device Information: Information about the device you use to access the platform, such as device type, operating system, browser type, and IP address.

• Cookies and Tracking Technologies: Cookies, web beacons, and other tracking technologies are used to analyze site performance, customize your experience, and provide targeted advertising.

📍 1.3. Information From Third Parties

• Social Logins: If you register or log in through third-party services (like Google, Apple, or X), we collect data from these services as permitted by their privacy policies.

• Third-Party Integrations: If you connect your account with third-party tools (like learning management systems or social media), we may collect and store information from these sources.

🔹 2. How We Use Your Information

We use the information we collect for a variety of purposes, including:

• Platform Operation: To create and manage your account, enable you to participate in learning pathways, and track your progress.

• Personalization: To provide tailored content, course recommendations, and user experiences.

• Customer Support: To respond to your inquiries, provide support, and resolve issues.

• Communications: To send important updates, security alerts, newsletters, and promotional materials (you can opt out at any time).

• Security and Fraud Prevention: To detect, investigate, and prevent suspicious activity, fraud, or misuse of the platform.

• Legal Obligations: To comply with legal obligations and respond to lawful requests.

🔹 3. How We Share Your Information

We do not sell your personal information to third parties. However, we may share your information in the following situations:

📍 3.1. Service Providers

We share information with third-party service providers that help us run the platform, such as payment processors, hosting providers, and analytics services.

📍 3.2. Compliance with Laws

We may disclose your information if required by law, regulation, or legal process (for example, to respond to a court order or government request).

📍 3.3. Business Transfers

If UpayaLokātīta is involved in a merger, acquisition, or sale of assets, your information may be transferred to the new entity.

📍 3.4. Protection of Rights

We may share your information if we believe it is necessary to enforce our Terms of Service, protect our rights, or prevent potential harm.

🔹 4. How We Protect Your Information

We implement industry-standard measures to protect your personal data from unauthorized access, misuse, loss, and destruction.

🔐 4.1. Security Practices

• Encryption: Sensitive data (like passwords) is encrypted using secure hashing algorithms.

• Access Control: Access to personal data is restricted to authorized personnel only.

• Secure Payment Processing: We use PCI-compliant payment processors to ensure payment data security.

🔐 4.2. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy. If you request account deletion, we will delete your data unless retention is required by law.

🔹 5. Your Rights and Choices

You have the following rights regarding your personal data:

📍 5.1. Access and Update

You can access, correct, or update your information at any time through your account settings.

📍 5.2. Right to Delete (Right to be Forgotten)

You can request that we delete your personal information by contacting our support team. Some information may be retained as required by law.

📍 5.3. Opt-Out of Marketing

You can unsubscribe from email marketing at any time by clicking the “unsubscribe” link in our emails.

📍 5.4. Cookies and Tracking Preferences

You can control or block cookies through your browser settings. Note that disabling cookies may impact your experience on the platform.

🔹 6. Cookies and Tracking Technologies

We use cookies and tracking technologies to provide a better user experience, analyze platform performance, and offer personalized recommendations.

📍 6.1. Types of Cookies We Use

• Essential Cookies: Necessary for basic platform functionality (like login and navigation).

• Performance Cookies: Used to analyze user behavior and improve site performance.

• Personalization Cookies: Store your preferences (like language or layout choices).

• Advertising Cookies: Used to show you personalized ads on other platforms (like Google and Facebook).

🔹 7. International Data Transfers

If you access UpayaLokātīta from outside the country where our servers are located, your data may be transferred internationally. By using the platform, you consent to such transfers.

🔹 8. Children’s Privacy

Our platform is not intended for users under the age of 16. We do not knowingly collect data from children under this age. If we discover that we have collected data from a minor, we will delete it immediately.

🔹 9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will notify you by updating the “Last Updated” date at the top of this page. We encourage you to review this page periodically.

🔹 10. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy, please contact us using the information below:

📧 Email: [Insert Email]

🌐 Website: upayalokatita.com

🔹 11. Summary of Your Privacy Rights

1. Right to Access: View the personal data we hold about you.

2. Right to Rectification: Correct inaccurate or incomplete data.

3. Right to Erasure: Request the deletion of your personal data.

4. Right to Object: Object to our use of your personal data for marketing.

5. Right to Data Portability: Receive a copy of your data in a structured format.

To exercise any of these rights, please contact [Insert Email].

🔹 12. Dispute Resolution

If you have any complaints regarding this Privacy Policy or how we process your data, please contact us first. If your issue is not resolved, you may have the right to lodge a complaint with a Data Protection Authority in your region.

🔹 13. Entire Agreement

This Privacy Policy, together with our Terms of Service, constitutes the entire agreement regarding your use of the platform. If you do not agree with this policy, please refrain from using the platform.

📜 Acceptance of Privacy Policy

By using UpayaLokātīta, you agree to this Privacy Policy. If you do not agree, you should stop using the platform.